Rachael Hayward
Working With Rachel Hayward
With years of experience in the Medicare insurance industry, I specialize in helping individuals navigate their Medicare options with confidence and clarity. Whether you're new to Medicare or exploring ways to get more from your current plan, I offer personalized guidance tailored to your unique healthcare needs and budget. I work with a range of top-rated insurance carriers to ensure my clients have access to the best coverage options, including Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans.
My approach is always client-first: clear communication, unbiased advice, and ongoing support throughout the year, not just during enrollment. Let me help simplify Medicare so you can make informed decisions with peace of mind.
Advantage Plans
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by Medicare-approved private companies that must follow rules set by Medicare.
Supplement Insurance Plans
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies.
Part D Plans
Part D (Medicare drug coverage) helps cover the cost of prescription drugs, may lower your costs, and protect against higher costs.
Personal Service and Support
In-person appointments are available!
Understanding Your Unique Situation is My First Objective!
Local Support
I am located in Florida, but also help clients in others states, and can provide personal, phone & virtual consultations.
Experienced
I am here to review your situation and find the right solution that fits your short and long-term needs.
Trained and Certified
I am licensed, trained, and annually certified to assist you with Medicare and your other insurance needs.
No Additional Fees
I do not charge for my services as I am compensated by the carrier (insurance company) partners. It makes for a win – win situation.